{"id":3468,"date":"2025-03-15T15:45:04","date_gmt":"2025-03-15T15:45:04","guid":{"rendered":"https:\/\/azaditimes.com\/urdu\/?p=3468"},"modified":"2025-03-15T15:45:04","modified_gmt":"2025-03-15T15:45:04","slug":"%d8%a7%d9%86%d8%b4%d9%88%d8%b1%d9%86%d8%b3-%da%a9%db%8c-%d8%b4%d8%b1%d8%b9%db%8c-%d8%ad%db%8c%d8%ab%db%8c%d8%aa-%d8%a7%d9%88%d8%b1-%d8%ac%d8%af%db%8c%d8%af-%d8%af%d9%88%d8%b1-%d9%85%db%8c%da%ba-%d8%a7","status":"publish","type":"post","link":"https:\/\/azaditimes.com\/urdu\/3468\/","title":{"rendered":"\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u0634\u0631\u0639\u06cc \u062d\u06cc\u062b\u06cc\u062a \u0627\u0648\u0631 \u062c\u062f\u06cc\u062f \u062f\u0648\u0631 \u0645\u06cc\u06ba \u0627\u0633 \u06a9\u06cc \u0627\u06c1\u0645\u06cc\u062a"},"content":{"rendered":"

\u0627\u0646\u0633\u0627\u0646\u06cc \u0632\u0646\u062f\u06af\u06cc \u0645\u06cc\u06ba \u0645\u0627\u0644\u06cc \u062a\u062d\u0641\u0638 \u0627\u06cc\u06a9 \u0628\u0646\u06cc\u0627\u062f\u06cc \u0636\u0631\u0648\u0631\u062a \u06c1\u06d2\u06d4 \u063a\u06cc\u0631 \u0645\u062a\u0648\u0642\u0639 \u062d\u0627\u0644\u0627\u062a\u060c \u062d\u0627\u062f\u062b\u0627\u062a \u06cc\u0627 \u0628\u06cc\u0645\u0627\u0631\u06cc \u06a9\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u0645\u0627\u0644\u06cc \u0646\u0642\u0635\u0627\u0646\u0627\u062a \u0633\u06d2 \u0628\u0686\u0646\u06d2 \u06a9\u06d2 \u0644\u06cc\u06d2 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u06cc\u06a9 \u0639\u0627\u0645 \u0637\u0631\u06cc\u0642\u06c1 \u06c1\u06d2\u06d4 \u062a\u0627\u06c1\u0645\u060c \u0627\u0633\u0644\u0627\u0645\u06cc \u062a\u0639\u0644\u06cc\u0645\u0627\u062a \u06a9\u06cc \u0631\u0648\u0634\u0646\u06cc \u0645\u06cc\u06ba \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u062d\u06cc\u062b\u06cc\u062a \u067e\u0631 \u06c1\u0645\u06cc\u0634\u06c1 \u0628\u062d\u062b \u06c1\u0648\u062a\u06cc \u0631\u06c1\u06cc \u06c1\u06d2\u06d4 \u06a9\u0686\u06be \u0639\u0644\u0645\u0627\u0621 \u0627\u0633\u06d2 \u0646\u0627\u062c\u0627\u0626\u0632 \u0642\u0631\u0627\u0631 \u062f\u06cc\u062a\u06d2 \u06c1\u06cc\u06ba\u060c \u062c\u0628\u06a9\u06c1 \u06a9\u0686\u06be \u0627\u0633\u06d2 \u0636\u0631\u0648\u0631\u06cc \u0633\u0645\u062c\u06be\u062a\u06d2 \u06c1\u06cc\u06ba\u060c \u0628\u0634\u0631\u0637\u06cc\u06a9\u06c1 \u06cc\u06c1 \u0634\u0631\u0639\u06cc \u0627\u0635\u0648\u0644\u0648\u06ba \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u06c1\u0648\u06d4 \u0627\u0633 \u0645\u0636\u0645\u0648\u0646 \u0645\u06cc\u06ba \u06c1\u0645 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u062a\u0639\u0631\u06cc\u0641\u060c \u0627\u0633 \u06a9\u06cc \u0627\u0642\u0633\u0627\u0645\u060c \u0627\u0648\u0631 \u0627\u0633\u0644\u0627\u0645\u06cc \u0646\u0642\u0637\u06c1 \u0646\u0638\u0631 \u0633\u06d2 \u0627\u0633 \u06a9\u06cc \u062d\u06cc\u062b\u06cc\u062a \u067e\u0631 \u062a\u0641\u0635\u06cc\u0644 \u0633\u06d2 \u06af\u0641\u062a\u06af\u0648 \u06a9\u0631\u06cc\u06ba \u06af\u06d2\u06d4<\/p>\n

\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc\u0627 \u06c1\u06d2\u061f<\/strong><\/h3>\n

\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u06cc\u06a9 \u0627\u06cc\u0633\u0627 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0645\u0639\u0627\u06c1\u062f\u06c1 \u06c1\u06d2 \u062c\u0633 \u0645\u06cc\u06ba \u0627\u06cc\u06a9 \u0641\u0631\u062f \u06cc\u0627 \u0627\u062f\u0627\u0631\u06c1 \u0645\u062e\u0635\u0648\u0635 \u0631\u0642\u0645 (\u067e\u0631\u06cc\u0645\u06cc\u0645) \u0627\u062f\u0627 \u06a9\u0631\u062a\u0627 \u06c1\u06d2 \u0627\u0648\u0631 \u0627\u0633 \u06a9\u06d2 \u0628\u062f\u0644\u06d2 \u0645\u06cc\u06ba \u06a9\u0633\u06cc \u062d\u0627\u062f\u062b\u06d2 \u06cc\u0627 \u0646\u0642\u0635\u0627\u0646 \u06a9\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0645\u067e\u0646\u06cc \u0627\u0633\u06d2 \u0645\u0627\u0644\u06cc \u062a\u062d\u0641\u0638 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u062a\u06cc \u06c1\u06d2\u06d4<\/p>\n

\u06cc\u06c1 \u062a\u0635\u0648\u0631 \u0628\u0646\u06cc\u0627\u062f\u06cc \u0637\u0648\u0631 \u067e\u0631 \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc \u062d\u0627\u0644\u0627\u062a \u0645\u06cc\u06ba \u0645\u0627\u0644\u06cc \u0645\u062f\u062f \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u0646\u06d2 \u06a9\u06d2 \u0644\u06cc\u06d2 \u0645\u062a\u0639\u0627\u0631\u0641 \u06a9\u0631\u0627\u06cc\u0627 \u06af\u06cc\u0627 \u06c1\u06d2\u06d4 \u0622\u062c \u06a9\u0644 \u062f\u0646\u06cc\u0627 \u0645\u06cc\u06ba \u0645\u062e\u062a\u0644\u0641 \u0627\u0642\u0633\u0627\u0645 \u06a9\u06d2 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0645\u0648\u062c\u0648\u062f \u06c1\u06cc\u06ba\u060c \u062c\u0646 \u0645\u06cc\u06ba \u0635\u062d\u062a\u060c \u0632\u0646\u062f\u06af\u06cc\u060c \u06af\u0627\u0691\u06cc\u060c \u06a9\u0627\u0631\u0648\u0628\u0627\u0631 \u0627\u0648\u0631 \u062a\u0639\u0644\u06cc\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0634\u0627\u0645\u0644 \u06c1\u06cc\u06ba\u06d4<\/p>\n

\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u062a\u0639\u0631\u06cc\u0641<\/strong><\/h3>\n

\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0648 \u06cc\u0648\u06ba \u0628\u06cc\u0627\u0646 \u06a9\u06cc\u0627 \u062c\u0627 \u0633\u06a9\u062a\u0627 \u06c1\u06d2:
“\u06cc\u06c1 \u0627\u06cc\u06a9 \u0627\u06cc\u0633\u0627 \u0645\u0639\u0627\u06c1\u062f\u06c1 \u06c1\u06d2 \u062c\u0633 \u0645\u06cc\u06ba \u0627\u06cc\u06a9 \u0641\u0631\u062f \u06cc\u0627 \u0627\u062f\u0627\u0631\u06c1 \u0645\u062e\u0635\u0648\u0635 \u0641\u06cc\u0633 (\u067e\u0631\u06cc\u0645\u06cc\u0645) \u06a9\u06d2 \u0639\u0648\u0636 \u06a9\u0633\u06cc \u0645\u0627\u0644\u06cc \u0646\u0642\u0635\u0627\u0646 \u06a9\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u062a\u062d\u0641\u0638 \u062d\u0627\u0635\u0644 \u06a9\u0631\u062a\u0627 \u06c1\u06d2\u06d4”<\/em><\/p>\n

\u06cc\u06c1 \u062a\u0639\u0631\u06cc\u0641 \u0639\u0627\u0645 \u0637\u0648\u0631 \u067e\u0631 \u062f\u0631\u0633\u062a \u0645\u0627\u0646\u06cc \u062c\u0627\u062a\u06cc \u06c1\u06d2\u060c \u0644\u06cc\u06a9\u0646 \u0627\u0633\u0644\u0627\u0645\u06cc \u0646\u0642\u0637\u06c1 \u0646\u0638\u0631 \u0633\u06d2 \u0627\u0633 \u067e\u0631 \u06a9\u0626\u06cc \u0627\u0639\u062a\u0631\u0627\u0636\u0627\u062a \u0645\u0648\u062c\u0648\u062f \u06c1\u06cc\u06ba\u06d4<\/p>\n

\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u0627\u0642\u0633\u0627\u0645<\/strong><\/h3>\n

\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0648 \u062f\u0648 \u0628\u0691\u06cc \u0627\u0642\u0633\u0627\u0645 \u0645\u06cc\u06ba \u062a\u0642\u0633\u06cc\u0645 \u06a9\u06cc\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2:<\/p>\n

1. \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 (Conventional Insurance)<\/strong><\/h4>\n

\u06cc\u06c1 \u0648\u06c1 \u0639\u0627\u0645 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06c1\u06d2 \u062c\u0648 \u062f\u0646\u06cc\u0627 \u0628\u06be\u0631 \u0645\u06cc\u06ba \u0645\u062e\u062a\u0644\u0641 \u06a9\u0645\u067e\u0646\u06cc\u0648\u06ba \u06a9\u06d2 \u0630\u0631\u06cc\u0639\u06d2 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u06cc \u062c\u0627\u062a\u06cc \u06c1\u06d2\u06d4 \u0627\u0633 \u0645\u06cc\u06ba \u0627\u06a9\u062b\u0631 \u0633\u0648\u062f (\u0631\u0628\u0627) \u0627\u0648\u0631 \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc (\u063a\u0631\u0631) \u062c\u06cc\u0633\u06d2 \u0639\u0648\u0627\u0645\u0644 \u0634\u0627\u0645\u0644 \u06c1\u0648\u062a\u06d2 \u06c1\u06cc\u06ba\u060c \u062c\u0648 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0635\u0648\u0644\u0648\u06ba \u06a9\u06d2 \u062e\u0644\u0627\u0641 \u0633\u0645\u062c\u06be\u06d2 \u062c\u0627\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/p>\n

2. \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 (\u062a\u06a9\u0627\u0641\u0644 – Takaful)<\/strong><\/h4>\n

\u06cc\u06c1 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0627 \u0627\u06cc\u06a9 \u0627\u0633\u0644\u0627\u0645\u06cc \u0645\u062a\u0628\u0627\u062f\u0644 \u06c1\u06d2\u060c \u062c\u0633 \u0645\u06cc\u06ba \u062a\u0645\u0627\u0645 \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0627\u0645\u0648\u0631 \u06a9\u0648 \u0634\u0631\u0639\u06cc \u0627\u0635\u0648\u0644\u0648\u06ba \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u062a\u0631\u062a\u06cc\u0628 \u062f\u06cc\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2\u06d4 \u0627\u0633 \u0645\u06cc\u06ba \u0627\u0641\u0631\u0627\u062f \u0628\u0627\u06c1\u0645\u06cc \u062a\u0639\u0627\u0648\u0646 \u06a9\u06d2 \u062a\u062d\u062a \u0641\u0646\u0688 \u0645\u06cc\u06ba \u0631\u0642\u0645 \u062c\u0645\u0639 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba \u0627\u0648\u0631 \u06a9\u0633\u06cc \u0645\u0634\u06a9\u0644 \u0648\u0642\u062a \u0645\u06cc\u06ba \u0627\u06cc\u06a9 \u062f\u0648\u0633\u0631\u06d2 \u06a9\u06cc \u0645\u062f\u062f \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/p>\n

\u0627\u0646 \u06a9\u06d2 \u0639\u0644\u0627\u0648\u06c1 \u0645\u0632\u06cc\u062f \u0630\u06cc\u0644\u06cc \u0627\u0642\u0633\u0627\u0645 \u062f\u0631\u062c \u0630\u06cc\u0644 \u06c1\u06cc\u06ba:<\/p>\n

    \n
  • \u0632\u0646\u062f\u06af\u06cc \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong> (Life Insurance)<\/li>\n
  • \u06a9\u0627\u0631 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong> (Car Insurance)<\/li>\n
  • \u0635\u062d\u062a \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong> (Health Insurance)<\/li>\n
  • \u0628\u0632\u0646\u0633 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong> (Business Insurance)<\/li>\n
  • \u062a\u0639\u0644\u06cc\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong> (Education Insurance)<\/li>\n<\/ul>\n

    \u06a9\u06cc\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u062c\u0627\u0626\u0632 \u06c1\u06d2\u061f (\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u0634\u0631\u0639\u06cc \u062d\u06cc\u062b\u06cc\u062a)<\/strong><\/h3>\n

    \u0627\u0633\u0644\u0627\u0645 \u0645\u06cc\u06ba \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u06a9\u0648 \u0635\u0627\u0641 \u0627\u0648\u0631 \u0634\u0641\u0627\u0641 \u0631\u06a9\u06be\u0646\u06d2 \u067e\u0631 \u0632\u0648\u0631 \u062f\u06cc\u0627 \u06af\u06cc\u0627 \u06c1\u06d2\u06d4 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u0634\u0631\u0639\u06cc \u062d\u06cc\u062b\u06cc\u062a \u06a9\u06d2 \u062d\u0648\u0627\u0644\u06d2 \u0633\u06d2 \u062a\u06cc\u0646 \u0628\u0646\u06cc\u0627\u062f\u06cc \u0646\u06a9\u0627\u062a \u0627\u06c1\u0645 \u06c1\u06cc\u06ba:<\/p>\n

      \n
    1. \u0633\u0648\u062f (\u0631\u0628\u0627)<\/strong> \u2013 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0645\u067e\u0646\u06cc\u0648\u06ba \u06a9\u0627 \u06a9\u0627\u0631\u0648\u0628\u0627\u0631\u06cc \u0645\u0627\u0688\u0644 \u0627\u06a9\u062b\u0631 \u0633\u0648\u062f \u067e\u0631 \u0645\u0628\u0646\u06cc \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u060c \u062c\u0648 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u062d\u06a9\u0627\u0645 \u06a9\u06d2 \u062e\u0644\u0627\u0641 \u06c1\u06d2\u06d4<\/li>\n
    2. \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc (\u063a\u0631\u0631)<\/strong> \u2013 \u0627\u0633\u0644\u0627\u0645 \u0645\u06cc\u06ba \u06a9\u0633\u06cc \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc \u0645\u0639\u0627\u06c1\u062f\u06d2 \u0633\u06d2 \u0627\u062c\u062a\u0646\u0627\u0628 \u06a9\u0631\u0646\u06d2 \u06a9\u06cc \u062a\u0644\u0642\u06cc\u0646 \u06a9\u06cc \u06af\u0626\u06cc \u06c1\u06d2\u060c \u062c\u0628\u06a9\u06c1 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0645\u06cc\u06ba \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc \u06a9\u0627 \u0639\u0646\u0635\u0631 \u0645\u0648\u062c\u0648\u062f \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n
    3. \u062c\u0648\u0627 (\u0645\u06cc\u0633\u0631)<\/strong> \u2013 \u06a9\u0686\u06be \u0639\u0644\u0645\u0627\u0621 \u06a9\u06d2 \u0646\u0632\u062f\u06cc\u06a9 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u062c\u0648\u0627 \u06a9\u06d2 \u0632\u0645\u0631\u06d2 \u0645\u06cc\u06ba \u0622\u062a\u0627 \u06c1\u06d2 \u06a9\u06cc\u0648\u0646\u06a9\u06c1 \u0627\u0633 \u0645\u06cc\u06ba \u067e\u0627\u0644\u06cc\u0633\u06cc \u06c1\u0648\u0644\u0688\u0631 \u06cc\u0627 \u062a\u0648 \u0645\u06a9\u0645\u0644 \u0641\u0627\u0626\u062f\u06c1 \u062d\u0627\u0635\u0644 \u06a9\u0631\u062a\u0627 \u06c1\u06d2 \u06cc\u0627 \u0646\u0642\u0635\u0627\u0646 \u0627\u0679\u06be\u0627\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n<\/ol>\n

      \u0627\u0633\u0644\u0627\u0645\u06cc \u0639\u0644\u0645\u0627\u0621 \u06a9\u06cc \u0631\u0627\u0626\u06d2<\/strong><\/h4>\n
        \n
      • \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong>: \u0632\u06cc\u0627\u062f\u06c1 \u062a\u0631 \u0639\u0644\u0645\u0627\u0621 \u0627\u0633 \u06a9\u0648 \u0646\u0627\u062c\u0627\u0626\u0632<\/strong> \u0633\u0645\u062c\u06be\u062a\u06d2 \u06c1\u06cc\u06ba \u06a9\u06cc\u0648\u0646\u06a9\u06c1 \u0627\u0633 \u0645\u06cc\u06ba \u0633\u0648\u062f \u0627\u0648\u0631 \u063a\u0631\u0631 \u0645\u0648\u062c\u0648\u062f \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n
      • \u062a\u06a9\u0627\u0641\u0644 (\u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633)<\/strong>: \u062c\u062f\u06cc\u062f \u0627\u0633\u0644\u0627\u0645\u06cc \u0628\u06cc\u0646\u06a9\u0627\u0631\u06cc \u0646\u06d2 \u0627\u06cc\u06a9 \u0645\u062a\u0628\u0627\u062f\u0644 \u062d\u0644 \u06a9\u06d2 \u0637\u0648\u0631 \u067e\u0631 \u062a\u06a9\u0627\u0641\u0644<\/strong> \u0645\u062a\u0639\u0627\u0631\u0641 \u06a9\u0631\u0627\u06cc\u0627 \u06c1\u06d2\u060c \u062c\u0648 \u0633\u0648\u062f \u0633\u06d2 \u067e\u0627\u06a9 \u0627\u0648\u0631 \u0628\u0627\u06c1\u0645\u06cc \u062a\u0639\u0627\u0648\u0646 \u067e\u0631 \u0645\u0628\u0646\u06cc \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u060c \u0644\u06c1\u0630\u0627 \u06cc\u06c1 \u062c\u0627\u0626\u0632<\/strong> \u0633\u0645\u062c\u06be\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n<\/ul>\n

        \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u2013 \u0627\u06cc\u06a9 \u062d\u0644\u0627\u0644 \u0645\u062a\u0628\u0627\u062f\u0644<\/strong><\/h3>\n

        \u0627\u0633\u0644\u0627\u0645\u06cc \u062f\u0646\u06cc\u0627 \u0645\u06cc\u06ba \u0628\u0691\u06be\u062a\u06cc \u06c1\u0648\u0626\u06cc \u0636\u0631\u0648\u0631\u062a\u0648\u06ba \u06a9\u06d2 \u067e\u06cc\u0634 \u0646\u0638\u0631 \u062a\u06a9\u0627\u0641\u0644<\/strong> \u06a9\u0648 \u0645\u062a\u0639\u0627\u0631\u0641 \u06a9\u0631\u0627\u06cc\u0627 \u06af\u06cc\u0627\u060c \u062c\u0648 \u06a9\u06c1 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0627 \u0634\u0631\u0639\u06cc \u0645\u062a\u0628\u0627\u062f\u0644<\/strong> \u06c1\u06d2\u06d4<\/p>\n

        \u0633\u0648\u062f \u0633\u06d2 \u067e\u0627\u06a9<\/strong> \u2013 \u062a\u06a9\u0627\u0641\u0644 \u0645\u06cc\u06ba \u0633\u0648\u062f\u06cc \u0644\u06cc\u0646 \u062f\u06cc\u0646 \u0646\u06c1\u06cc\u06ba \u06c1\u0648\u062a\u0627\u06d4
        \u0628\u0627\u06c1\u0645\u06cc \u062a\u0639\u0627\u0648\u0646<\/strong> \u2013 \u067e\u0627\u0644\u06cc\u0633\u06cc \u06c1\u0648\u0644\u0688\u0631\u0632 \u0627\u06cc\u06a9 \u0641\u0646\u0688 \u0645\u06cc\u06ba \u0631\u0642\u0645 \u062c\u0645\u0639 \u06a9\u0631 \u06a9\u06d2 \u0627\u06cc\u06a9 \u062f\u0648\u0633\u0631\u06d2 \u06a9\u06cc \u0645\u062f\u062f \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4
        \u0634\u0631\u0639\u06cc \u0627\u0635\u0648\u0644\u0648\u06ba \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u0633\u0631\u0645\u0627\u06cc\u06c1 \u06a9\u0627\u0631\u06cc<\/strong> \u2013 \u06cc\u06c1 \u0633\u0631\u0645\u0627\u06cc\u06c1 \u06a9\u0627\u0631\u06cc \u0635\u0631\u0641 \u062d\u0644\u0627\u0644 \u06a9\u0627\u0631\u0648\u0628\u0627\u0631 \u0645\u06cc\u06ba \u06a9\u06cc \u062c\u0627\u062a\u06cc \u06c1\u06d2\u06d4<\/p>\n

        \u062c\u062f\u06cc\u062f \u062f\u0646\u06cc\u0627 \u0645\u06cc\u06ba \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u0627\u06c1\u0645\u06cc\u062a<\/strong><\/h3>\n

        \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0627 \u0646\u0638\u0627\u0645 \u062c\u062f\u06cc\u062f \u0645\u0639\u06cc\u0634\u062a \u06a9\u0627 \u0627\u06cc\u06a9 \u0644\u0627\u0632\u0645\u06cc \u062c\u0632\u0648 \u0628\u0646 \u0686\u06a9\u0627 \u06c1\u06d2\u06d4 \u0686\u0627\u06c1\u06d2 \u0648\u06c1 \u0627\u0633\u0644\u0627\u0645\u06cc \u06c1\u0648 \u06cc\u0627 \u0631\u0648\u0627\u06cc\u062a\u06cc\u060c \u0627\u0633 \u06a9\u06cc \u0627\u06c1\u0645\u06cc\u062a \u0633\u06d2 \u0627\u0646\u06a9\u0627\u0631 \u0645\u0645\u06a9\u0646 \u0646\u06c1\u06cc\u06ba\u06d4 \u0686\u0646\u062f \u0628\u0691\u06cc \u0648\u062c\u0648\u06c1\u0627\u062a \u062f\u0631\u062c \u0630\u06cc\u0644 \u06c1\u06cc\u06ba:<\/p>\n

        \u0645\u0627\u0644\u06cc \u062a\u062d\u0641\u0638:<\/strong> \u06cc\u06c1 \u063a\u06cc\u0631 \u0645\u062a\u0648\u0642\u0639 \u0646\u0642\u0635\u0627\u0646\u0627\u062a \u0633\u06d2 \u0628\u0686\u0627\u062a\u0627 \u06c1\u06d2\u06d4
        \u0635\u062d\u062a \u06a9\u06cc \u0628\u06c1\u062a\u0631 \u0633\u06c1\u0648\u0644\u06cc\u0627\u062a:<\/strong> \u0637\u0628\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0645\u06c1\u0646\u06af\u06d2 \u0639\u0644\u0627\u062c \u06a9\u0648 \u0645\u0645\u06a9\u0646 \u0628\u0646\u0627\u062a\u0627 \u06c1\u06d2\u06d4
        \u0628\u0686\u0648\u06ba \u06a9\u06cc \u062a\u0639\u0644\u06cc\u0645 \u06a9\u0627 \u062a\u062d\u0641\u0638:<\/strong> \u062a\u0639\u0644\u06cc\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u0646 \u06a9\u06d2 \u062a\u0639\u0644\u06cc\u0645\u06cc \u0645\u0633\u062a\u0642\u0628\u0644 \u06a9\u0648 \u0645\u062d\u0641\u0648\u0638 \u0628\u0646\u0627\u062a\u0627 \u06c1\u06d2\u06d4
        \u06a9\u0627\u0631\u0648\u0628\u0627\u0631\u06cc \u062a\u0633\u0644\u0633\u0644:<\/strong> \u0628\u0632\u0646\u0633 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0633\u06d2 \u0646\u0642\u0635\u0627\u0646 \u06a9\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u06a9\u0645\u067e\u0646\u06cc\u0648\u06ba \u06a9\u0648 \u0633\u06c1\u0627\u0631\u0627 \u0645\u0644\u062a\u0627 \u06c1\u06d2\u06d4<\/p>\n

        \u06a9\u06cc\u0627 \u06c1\u0645\u06cc\u06ba \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0631\u0627\u0646\u06cc \u0686\u0627\u06c1\u06cc\u06d2\u061f<\/strong><\/h3>\n
          \n
        • \u0627\u06af\u0631 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0631\u0648\u0627\u06cc\u062a\u06cc<\/strong> \u06c1\u0648\u060c \u062a\u0648 \u0627\u0633\u0644\u0627\u0645\u06cc \u062a\u0639\u0644\u06cc\u0645\u0627\u062a \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u06cc\u06c1 \u0646\u0627\u062c\u0627\u0626\u0632<\/strong> \u06c1\u0648 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n
        • \u0627\u06af\u0631 \u06cc\u06c1 \u062a\u06a9\u0627\u0641\u0644 (\u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633)<\/strong> \u06c1\u0648\u060c \u062a\u0648 \u06cc\u06c1 \u0627\u06cc\u06a9 \u0645\u062a\u0628\u0627\u062f\u0644 \u062d\u0644<\/strong> \u06a9\u06d2 \u0637\u0648\u0631 \u067e\u0631 \u062c\u0627\u0626\u0632<\/strong> \u06c1\u0648 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n
        • \u06c1\u0645\u06cc\u06ba \u06c1\u0645\u06cc\u0634\u06c1 \u062d\u0644\u0627\u0644 \u0627\u0648\u0631 \u062d\u0631\u0627\u0645 \u06a9\u06d2 \u0627\u0635\u0648\u0644\u0648\u06ba<\/strong> \u06a9\u0648 \u0645\u062f\u0646\u0638\u0631 \u0631\u06a9\u06be\u062a\u06d2 \u06c1\u0648\u0626\u06d2 \u0641\u06cc\u0635\u0644\u06c1 \u06a9\u0631\u0646\u0627 \u0686\u0627\u06c1\u06cc\u06d2\u06d4<\/li>\n<\/ul>\n

          \u0646\u062a\u06cc\u062c\u06c1<\/strong><\/h3>\n

          \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0627 \u0628\u0646\u06cc\u0627\u062f\u06cc \u0645\u0642\u0635\u062f \u0645\u0627\u0644\u06cc \u062a\u062d\u0641\u0638 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u0646\u0627 \u06c1\u06d2\u060c \u0644\u06cc\u06a9\u0646 \u0627\u0633\u0644\u0627\u0645\u06cc \u0646\u0642\u0637\u06c1 \u0646\u0638\u0631 \u0633\u06d2 \u06c1\u0645\u06cc\u06ba \u0627\u0633 \u06a9\u06d2 \u0634\u0631\u0639\u06cc \u067e\u06c1\u0644\u0648\u0624\u06ba \u067e\u0631 \u063a\u0648\u0631 \u06a9\u0631\u0646\u0627 \u06c1\u0648\u06af\u0627\u06d4 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0645\u06cc\u06ba \u06a9\u0626\u06cc \u0627\u06cc\u0633\u06d2 \u0639\u0646\u0627\u0635\u0631 \u06c1\u06cc\u06ba \u062c\u0648 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0635\u0648\u0644\u0648\u06ba \u06a9\u06d2 \u062e\u0644\u0627\u0641 \u06c1\u06cc\u06ba\u060c \u062c\u0628\u06a9\u06c1 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u062a\u06a9\u0627\u0641\u0644<\/strong> \u0627\u06cc\u06a9 \u0628\u06c1\u062a\u0631 \u0645\u062a\u0628\u0627\u062f\u0644 \u06c1\u06d2 \u062c\u0648 \u0634\u0631\u0639\u06cc \u062d\u062f\u0648\u062f \u0645\u06cc\u06ba \u0631\u06c1\u062a\u06d2 \u06c1\u0648\u0626\u06d2 \u0645\u0627\u0644\u06cc \u062a\u062d\u0641\u0638 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u062a\u0627 \u06c1\u06d2\u06d4 \u0627\u06af\u0631 \u0622\u067e \u0645\u0627\u0644\u06cc \u062a\u062d\u0641\u0638 \u0686\u0627\u06c1\u062a\u06d2 \u06c1\u06cc\u06ba \u0644\u06cc\u06a9\u0646 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u062d\u06a9\u0627\u0645\u0627\u062a \u06a9\u06cc \u062e\u0644\u0627\u0641 \u0648\u0631\u0632\u06cc \u0633\u06d2 \u0628\u0686\u0646\u0627 \u0686\u0627\u06c1\u062a\u06d2 \u06c1\u06cc\u06ba\u060c \u062a\u0648 \u062a\u06a9\u0627\u0641\u0644 \u0627\u06cc\u06a9 \u0628\u06c1\u062a\u0631\u06cc\u0646 \u062d\u0644 \u06c1\u0648 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4<\/strong><\/p>\n

          \n
          \n
          \n
          \n
          \n
          \n
          \n
          \n
          \n

          FAQs: \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong><\/h3>\n

          1. \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc\u0627 \u06c1\u06d2\u061f<\/strong><\/h4>\n

          \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u06cc\u06a9 \u0645\u0627\u0644\u06cc \u0645\u0639\u0627\u06c1\u062f\u06c1 \u06c1\u06d2 \u062c\u0633 \u0645\u06cc\u06ba \u0641\u0631\u062f \u06cc\u0627 \u0627\u062f\u0627\u0631\u06c1 \u0645\u062e\u0635\u0648\u0635 \u0631\u0642\u0645 (\u067e\u0631\u06cc\u0645\u06cc\u0645) \u0627\u062f\u0627 \u06a9\u0631\u062a\u0627 \u06c1\u06d2 \u0627\u0648\u0631 \u0646\u0642\u0635\u0627\u0646 \u06a9\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u0645\u0627\u0644\u06cc \u062a\u062d\u0641\u0638 \u062d\u0627\u0635\u0644 \u06a9\u0631\u062a\u0627 \u06c1\u06d2\u06d4<\/p>\n

          2. \u06a9\u06cc\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u0633\u0644\u0627\u0645 \u0645\u06cc\u06ba \u062c\u0627\u0626\u0632 \u06c1\u06d2\u061f<\/strong><\/h4>\n

          \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0645\u06cc\u06ba \u0633\u0648\u062f (\u0631\u0628\u0627)\u060c \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc (\u063a\u0631\u0631)\u060c \u0627\u0648\u0631 \u062c\u0648\u0627 (\u0645\u06cc\u0633\u0631) \u0634\u0627\u0645\u0644 \u06c1\u0648\u0646\u06d2 \u06a9\u06cc \u0648\u062c\u06c1 \u0633\u06d2 \u0627\u06a9\u062b\u0631 \u0639\u0644\u0645\u0627\u0621 \u0627\u0633\u06d2 \u0646\u0627\u062c\u0627\u0626\u0632 \u0642\u0631\u0627\u0631 \u062f\u06cc\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4 \u062a\u0627\u06c1\u0645\u060c \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 (\u062a\u06a9\u0627\u0641\u0644) \u06a9\u0648 \u062c\u0627\u0626\u0632 \u0633\u0645\u062c\u06be\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2\u06d4<\/p>\n

          3. \u062a\u06a9\u0627\u0641\u0644 \u06a9\u06cc\u0627 \u06c1\u06d2 \u0627\u0648\u0631 \u06cc\u06c1 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0633\u06d2 \u06a9\u06cc\u0633\u06d2 \u0645\u062e\u062a\u0644\u0641 \u06c1\u06d2\u061f<\/strong><\/h4>\n

          \u062a\u06a9\u0627\u0641\u0644 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0627 \u0645\u062a\u0628\u0627\u062f\u0644 \u06c1\u06d2\u060c \u062c\u0648 \u0633\u0648\u062f \u0633\u06d2 \u067e\u0627\u06a9 \u06c1\u0648\u062a\u0627 \u06c1\u06d2 \u0627\u0648\u0631 \u0628\u0627\u06c1\u0645\u06cc \u062a\u0639\u0627\u0648\u0646 \u06a9\u06d2 \u0627\u0635\u0648\u0644 \u067e\u0631 \u0645\u0628\u0646\u06cc \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4 \u0627\u0633 \u0645\u06cc\u06ba \u0644\u0648\u06af \u0627\u06cc\u06a9 \u0641\u0646\u0688 \u0645\u06cc\u06ba \u0631\u0642\u0645 \u062c\u0645\u0639 \u06a9\u0631 \u06a9\u06d2 \u0627\u06cc\u06a9 \u062f\u0648\u0633\u0631\u06d2 \u06a9\u06cc \u0645\u062f\u062f \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/p>\n

          4. \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u06a9\u062a\u0646\u06cc \u0627\u0642\u0633\u0627\u0645 \u06c1\u06cc\u06ba\u061f<\/strong><\/h4>\n

          \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06cc \u06a9\u0626\u06cc \u0627\u0642\u0633\u0627\u0645 \u06c1\u06cc\u06ba\u060c \u062c\u0646 \u0645\u06cc\u06ba \u0634\u0627\u0645\u0644 \u06c1\u06cc\u06ba:<\/p>\n

            \n
          • \u0632\u0646\u062f\u06af\u06cc \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong><\/li>\n
          • \u0635\u062d\u062a \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong><\/li>\n
          • \u06af\u0627\u0691\u06cc \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong><\/li>\n
          • \u062a\u0639\u0644\u06cc\u0645 \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong><\/li>\n
          • \u06a9\u0627\u0631\u0648\u0628\u0627\u0631\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633<\/strong><\/li>\n<\/ul>\n

            5. \u06a9\u06cc\u0627 \u0627\u0633\u0644\u0627\u0645\u06cc \u0628\u06cc\u0646\u06a9 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u061f<\/strong><\/h4>\n

            \u062c\u06cc \u06c1\u0627\u06ba\u060c \u0627\u0633\u0644\u0627\u0645\u06cc \u0628\u06cc\u0646\u06a9 “\u062a\u06a9\u0627\u0641\u0644” \u06a9\u06d2 \u0646\u0627\u0645 \u0633\u06d2 \u0633\u0648\u062f \u0633\u06d2 \u067e\u0627\u06a9 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba \u062c\u0648 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0635\u0648\u0644\u0648\u06ba \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4<\/p>\n

            6. \u06a9\u06cc\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0644\u06cc\u0646\u0627 \u0636\u0631\u0648\u0631\u06cc \u06c1\u06d2\u061f<\/strong><\/h4>\n

            \u0627\u06af\u0631\u0686\u06c1 \u06cc\u06c1 \u0644\u0627\u0632\u0645\u06cc \u0646\u06c1\u06cc\u06ba\u060c \u0644\u06cc\u06a9\u0646 \u0632\u0646\u062f\u06af\u06cc\u060c \u0635\u062d\u062a\u060c \u0627\u0648\u0631 \u0645\u0627\u0644\u06cc \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u06a9\u0648 \u0645\u062d\u0641\u0648\u0638 \u0628\u0646\u0627\u0646\u06d2 \u06a9\u06d2 \u0644\u06cc\u06d2 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0644\u06cc\u0646\u0627 \u0645\u0641\u06cc\u062f \u06c1\u0648 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4 \u0627\u0633\u0644\u0627\u0645\u06cc \u0646\u0642\u0637\u06c1 \u0646\u0638\u0631 \u0633\u06d2\u060c \u062a\u06a9\u0627\u0641\u0644 \u06a9\u0648 \u062a\u0631\u062c\u06cc\u062d \u062f\u06cc \u062c\u0627\u0646\u06cc \u0686\u0627\u06c1\u06cc\u06d2\u06d4<\/p>\n

            7. \u06a9\u06cc\u0627 \u0632\u0646\u062f\u06af\u06cc \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u062c\u0627\u0626\u0632 \u06c1\u06d2\u061f<\/strong><\/h4>\n

            \u0632\u06cc\u0627\u062f\u06c1 \u062a\u0631 \u0639\u0644\u0645\u0627\u0621 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0632\u0646\u062f\u06af\u06cc \u06a9\u06d2 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0648 \u0646\u0627\u062c\u0627\u0626\u0632 \u0633\u0645\u062c\u06be\u062a\u06d2 \u06c1\u06cc\u06ba\u060c \u0644\u06cc\u06a9\u0646 \u062a\u06a9\u0627\u0641\u0644 \u0645\u0627\u0688\u0644 \u06a9\u0648 \u062c\u0627\u0626\u0632 \u0642\u0631\u0627\u0631 \u062f\u06cc\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2 \u06a9\u06cc\u0648\u0646\u06a9\u06c1 \u06cc\u06c1 \u0633\u0648\u062f \u0627\u0648\u0631 \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc \u0633\u06d2 \u067e\u0627\u06a9 \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4<\/p>\n

            8. \u06a9\u06cc\u0627 \u0635\u062d\u062a \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u0633\u0644\u0627\u0645 \u0645\u06cc\u06ba \u062c\u0627\u0626\u0632 \u06c1\u06d2\u061f<\/strong><\/h4>\n

            \u0627\u06af\u0631 \u06cc\u06c1 \u0633\u0648\u062f \u0627\u0648\u0631 \u063a\u06cc\u0631 \u06cc\u0642\u06cc\u0646\u06cc \u0633\u06d2 \u067e\u0627\u06a9 \u06c1\u0648 \u062a\u0648 \u0627\u0633\u0644\u0627\u0645\u06cc \u062a\u0639\u0644\u06cc\u0645\u0627\u062a \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u062c\u0627\u0626\u0632 \u06c1\u0648 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4 \u0627\u0633\u0644\u0627\u0645\u06cc \u0645\u0645\u0627\u0644\u06a9 \u0645\u06cc\u06ba \u0635\u062d\u062a \u06a9\u06d2 \u0644\u06cc\u06d2 “\u062a\u06a9\u0627\u0641\u0644” \u0645\u0627\u0688\u0644 \u0645\u0642\u0628\u0648\u0644 \u06c1\u0648 \u0631\u06c1\u0627 \u06c1\u06d2\u06d4<\/p>\n

            9. \u06a9\u06cc\u0627 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06d2 \u0628\u062c\u0627\u0626\u06d2 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0644\u06cc\u0646\u0627 \u0645\u0645\u06a9\u0646 \u06c1\u06d2\u061f<\/strong><\/h4>\n

            \u062c\u06cc \u06c1\u0627\u06ba\u060c \u06a9\u0626\u06cc \u0627\u0633\u0644\u0627\u0645\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0627\u062f\u0627\u0631\u06d2 \u062a\u06a9\u0627\u0641\u0644 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631 \u0631\u06c1\u06d2 \u06c1\u06cc\u06ba\u060c \u062c\u0648 \u0634\u0631\u0639\u06cc \u0627\u0635\u0648\u0644\u0648\u06ba \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u0627 \u0645\u062a\u0628\u0627\u062f\u0644 \u06c1\u06d2\u06d4<\/p>\n

            10. \u06a9\u06cc\u0627 \u062a\u06a9\u0627\u0641\u0644 \u06a9\u0627 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u062f\u0646\u06cc\u0627 \u0628\u06be\u0631 \u0645\u06cc\u06ba \u06a9\u06cc\u0627 \u062c\u0627 \u0631\u06c1\u0627 \u06c1\u06d2\u061f<\/strong><\/h4>\n

            \u062c\u06cc \u06c1\u0627\u06ba\u060c \u0645\u0634\u0631\u0642 \u0648\u0633\u0637\u06cc\u0670\u060c \u0645\u0644\u0627\u0626\u06cc\u0634\u06cc\u0627\u060c \u067e\u0627\u06a9\u0633\u062a\u0627\u0646\u060c \u0627\u0646\u0688\u0648\u0646\u06cc\u0634\u06cc\u0627 \u0627\u0648\u0631 \u06a9\u0626\u06cc \u062f\u0648\u0633\u0631\u06d2 \u0645\u0645\u0627\u0644\u06a9 \u0645\u06cc\u06ba \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 (\u062a\u06a9\u0627\u0641\u0644) \u062a\u06cc\u0632\u06cc \u0633\u06d2 \u0645\u0642\u0628\u0648\u0644 \u06c1\u0648 \u0631\u06c1\u0627 \u06c1\u06d2\u06d4<\/p>\n

            11. \u0627\u06af\u0631 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u0633\u0644\u0627\u0645 \u0645\u06cc\u06ba \u062d\u0631\u0627\u0645 \u06c1\u06d2 \u062a\u0648 \u0628\u06c1\u062a \u0633\u06d2 \u0645\u0633\u0644\u0645\u0627\u0646 \u0627\u0633\u06d2 \u06a9\u06cc\u0648\u06ba \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u061f<\/strong><\/h4>\n

            \u0628\u0639\u0636 \u0645\u0633\u0644\u0645\u0627\u0646 \u0645\u062c\u0628\u0648\u0631\u06cc \u06a9\u06d2 \u062a\u062d\u062a \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u060c \u06a9\u06cc\u0648\u0646\u06a9\u06c1 \u0628\u0639\u0636 \u0645\u0645\u0627\u0644\u06a9 \u0645\u06cc\u06ba \u06a9\u0686\u06be \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u067e\u0627\u0644\u06cc\u0633\u06cc\u0632 \u0644\u0627\u0632\u0645\u06cc \u06c1\u06cc\u06ba (\u062c\u06cc\u0633\u06d2 \u06af\u0627\u0691\u06cc \u06a9\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633)\u06d4 \u062a\u0627\u06c1\u0645\u060c \u0632\u06cc\u0627\u062f\u06c1 \u062a\u0631 \u0644\u0648\u06af \u0627\u0633\u0644\u0627\u0645\u06cc \u0645\u062a\u0628\u0627\u062f\u0644 (\u062a\u06a9\u0627\u0641\u0644) \u06a9\u06cc \u0637\u0631\u0641 \u062c\u0627 \u0631\u06c1\u06d2 \u06c1\u06cc\u06ba\u06d4<\/p>\n

            12. \u06a9\u06cc\u0627 \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0627\u06cc\u06a9 \u0642\u0633\u0645 \u06a9\u0627 \u062c\u0648\u0627 \u06c1\u06d2\u061f<\/strong><\/h4>\n

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