HATTIAN BALA: Residents of the Jhelum Valley district in Azad Kashmir, particularly in Chinari and its surrounding areas, are facing severe issues with internet services provided by companies like PTCL and Jazz, despite subscribing to expensive packages.

Despite customers investing significant amounts, they are consistently encountering problems such as slow browsing speeds and difficulties in uploading and downloading content. Even though telecommunication towers are positioned in close proximity to Chinari, users are experiencing weak signals and unreliable internet connections.

The public, frustrated by the lack of action from authorities, is calling upon the Prime Minister of Pakistan, the Azad Kashmir Minister, and the Chief Secretary of Azad Kashmir to intervene and address the situation. Despite the substantial revenue generated from the Jhelum Valley, mobile network providers such as Jazz, Telenor, and Zong have failed to deliver adequate services.

Furthermore, the recent incident of a fire damaging equipment at a Jazz tower in Dinah has further exacerbated the already poor service quality in Jhelum Valley and Chinari. Instead of proactively addressing these issues, service managers of telecommunications companies in Muzaffarabad are remaining passive observers, leading to growing frustration among consumers.

In the realm of driving in Pakistan-administered Azad Jammu and Kashmir, possessing an Azad Kashmir driving license is an indispensable requirement.

Over the years, Azad Kashmir Traffic Police has diligently facilitated the issuance of driving licenses, with traffic police offices strategically located across major cities like Mirpur, Muzaffarabad, Bagh, Rawalkot, and Kotli.

However, in a recent development, AJK Traffic Police has introduced online registration for driving licenses, revolutionizing the accessibility of this vital document.

This pioneering move ensures that individuals from Azad Jammu Kashmir (Pakistan-Administered Kashmir) can now obtain their driving licenses with unprecedented ease and convenience.

Eligibility Criteria for Azad Kashmir Driving License

To be eligible for an AJK driving license, you must meet the following criteria:

• Citizenship: You need to be a citizen of Azad Jammu & Kashmir.
• Age Requirement: The minimum age limit for applicants is 18 years old.
• Vision Test: Passing a vision test conducted by a certified medical practitioner is mandatory.

Application Process for AJK Driving License

Here’s a step-by-step guide to help you through the application process for Azad Jammu Kashmir Driving License:

1. Locate Your Traffic Police Station: Find your nearest Traffic Police Station in AJK.
2. Grab the Application Form: Pick up the driving license application form from the station.
3. Fill Out the Form Carefully: Ensure all information on the form is accurate and complete.
4. Gather Necessary Documents: Prepare the following documents:
   • Proof of Citizenship (CNIC)
   • Age Proof (Birth Certificate/ CNIC)
   • Passport-sized Photographs
   • Medical Certificate (with vision test results)
   • Learner’s Permit (if applicable)
5. Fee Payment: Pay the required driving license fee at the designated counter.
6. Submit Your Application: Hand in your completed application form and all required documents to the Traffic Police officials.

Learner’s Permit: Take the Wheel with Confidence (Optional):

While not compulsory, obtaining a learner’s permit allows you to practice driving under the supervision of a licensed driver, giving you valuable experience before the actual test.

The AJK Traffic Police Driving Test

Once your application is processed, you’ll be scheduled for a driving test. This test will assess your knowledge of traffic rules and regulations, along with your practical driving skills behind the wheel.

Upon successfully passing the driving test, you’ll be issued your official Azad Kashmir driving license.

More About AJK Driving License

• License Validity: AJK driving licenses are typically valid for either 5 or 10 years, depending on the chosen category.
• Renewal: Remember to renew your license before the expiration date to avoid any penalties.
• International Driving Permit (IDP): If you plan to drive outside Pakistan, you may need an International Driving Permit (IDP).

Helpful Resources:

• Traffic Police AJK Website: https://trafficpolice.ajk.gov.pk/VerifyLicense/
• Contact your nearest Traffic Police Station in AJK for further inquiries.

Looking to hit the open road with a brand new dream car in Azad Jammu & Kashmir (AJK)? But the upfront cost holding you back and looking for an AJK Bank car loan? If you’re looking for a way to make your car ownership dream a reality, then look no further!

This article is your one-stop guide to about AJK Bank car loans. The Bank of Azad Jammu & Kashmir (BAJK) offers car financing options to help you make it happen!

Bank of Azad Jammu Kashmir stands as the singular banking institution dedicated to serving the Kashmiri community across every nook and cranny of Azad Jammu Kashmir.

With branches spanning both small towns and major cities, AJK Bank remains steadfast in its commitment to providing financial services to the people of Azad Kashmir.

This post will guide you through everything you need to know about AJK Bank car loans.

Eligibility for AJK Bank Car Loan?

• Citizenship: You must be a citizen of AJK or Pakistan.
• Employment: Permanent employees with a minimum of 3 years of service in government, semi-government departments, or autonomous corporations are eligible.
• Professionals & Business Owners: Professionals, self-employed individuals, and business owners with established businesses for at least 3 years can also apply.
• Age Limit: The age limit for applicants is 18 to 60 years old.

The Bank of Azad Jammu Kashmir Loan Options

• Loan Limit: You can finance up to Rs. 3.0 million for your car purchase.
• Tenure: BAJK car loans offer repayment terms of up to 60 months (5 years).
• Repayment: You’ll repay your loan through convenient monthly installments.
• Debt Service Ratio (DSR): The DSR, which includes the insurance premium, should not exceed 40%.
• Down Payment: A minimum down payment of 30% of the car’s value is required.

Security Requirements

• Primary Security: The purchased vehicle will be jointly registered in the name of BAJK and the borrower under a Hire Purchase Agreement (HPA).
• Secondary Security: You can choose one of the following:
  • A Personal Guarantee from a Government Officer (Grade 17 or above).
  • Submitting Postdated Cheques for the number of loan installments.

Insurance: Comprehensive Car Insurance is mandatory for all BAJK car loans.

To initiate the application process for a BAJK car loan, you can visit your nearest BAJK branch or explore AJK Bank’s official website for more information on car financing options. Don’t forget to share this post with friends and family who might be interested in purchasing a new car!

Haveli, Pakistani-Administered Kashmir: Dacoits launched an attack on a passenger coaster traveling from Haveli/Kahuta, Azad Kashmir to Lahore, bearing registration number 7000, in the Kahuta tehsil of Rawalpindi district.

Preliminary reports suggest that one passenger succumbed to gunshot wounds, while several others sustained injuries in the daring robbery. The deceased youth is identified as a member of the Pakistan Army.

The driver, hailing from Palandri, Azad Kashmir is in critical condition after being shot in the abdomen. He was rushed to Tehsil Headquarters Hospital Kahuta (Pakistan) for medical treatment.

According to eyewitnesses, the dacoits fled the scene after looting passengers of their mobile phones and cash.

The incident has sent shockwaves through the Haveli Kahuta and Azad Kashmir, raising concerns over the security of travelers on this route.

Law enforcement institutions have launched an investigation into the matter to apprehend the culprits and ensure the safety of commuters.

The incident shows the pressing need for enhanced security measures to safeguard passengers traveling on intercity routes.